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Guide

Bushfire ratings (BAL) explained for a granny flat

By Big Small Haus, QBCC 15506005■ Get a quote

Your block backs onto bush, the certifier asks for a BAL, and suddenly the windows you picked cost twice as much. A Bushfire Attack Level sounds like paperwork. It's the single biggest thing deciding what a granny flat on an acreage or bush-edge block is built from. Here's how it works and what each level changes.

The short answerA BAL measures how much radiant heat and flame your building could face in a bushfire, from BAL-LOW to BAL-FZ. It's worked out under AS 3959 from the vegetation, the slope and the distance between them. You don't choose it. Up to BAL-19 the changes are small: screens, seals and better glass low down. BAL-29 touches the whole envelope. BAL-40 and BAL-FZ change the design, and at that point moving the building is often the cheapest fix.
A dark-clad modular home in late afternoon sun on a rural block

What a BAL is

AS 3959, Construction of buildings in bushfire-prone areas, is the standard the NCC uses for homes in designated bushfire prone areas. It grades the threat at the building into six levels by radiant heat, measured in kilowatts per square metre.

LevelRadiant heatWhat the house faces
BAL-LOWNot enough to gradeLow risk. No bushfire construction requirements
BAL-12.5Up to 12.5 kW/m²Ember attack, burning debris and some radiant heat
BAL-1912.5 to 19 kW/m²More embers and debris, more heat
BAL-2919 to 29 kW/m²Heavier ember attack and higher heat
BAL-4029 to 40 kW/m²As above, and flames may touch the building at times
BAL-FZOver 40 kW/m²Flame zone. Flames are likely to engulf part or all of the building

Embers are the big one at every level. The Queensland Government's bushfire building guidance, written with CSIRO, says buildings are most commonly set alight by embers and wind-blown burning debris, not by the flames of the fire front. That's why the lower levels are mostly about sealing gaps.

What we'd sayLot size, overlays and crane access decide more than the design does. Check those first, then pick the home.Get a quote

How a BAL is assessed

First, is your block in a designated bushfire prone area? Under the Building Regulation 2021, councils designate those areas in their planning schemes, and once they do, the code's bushfire rules apply to building work there. Most SEQ councils base their bushfire overlay on the state's bushfire mapping, which rates potential fire intensity from fuel, slope and fire weather, plus a buffer around the hazard.

If you're in, the site gets a BAL using the method in AS 3959. The inputs are:

  • the fire danger index for the region
  • the type of vegetation near the building, such as forest, woodland, scrub or grassland
  • the distance from the building to that vegetation
  • the effective slope of the ground under the vegetation
  • the slope between the building and the vegetation

Fire runs faster uphill, so bush below you on a slope is worse than bush above you. Each side of the building can be assessed separately, and the highest result usually sets the level for the building. A side screened from the fire by the building itself can sometimes drop one level, but never below BAL-12.5, and never for the roof or the subfloor.

Who does the assessment

Your building certifier needs a BAL before they can approve the plans. On a straightforward block, some certifiers assess the BAL themselves. Ask yours whether they will. On a steep block, a block with mixed vegetation, or one heading for BAL-40 or the flame zone, use a bushfire consultant. They can model the site in more detail, and that can land a different, sometimes lower, level than the simple method. Moreton Bay's overlay page says any suitably qualified bushfire consultant and most building certifiers can assist with the bushfire requirements.

The consultant sets the level. The certifier checks that the building matches it, element by element, using AS 3959 or a tested product's report. Get the BAL before you choose windows. It's the cheapest report on the job and it decides some of the dearest parts.

The map sets the price, not you

Tall gum trees and understorey on a sloping bush block, the kind of vegetation a BAL assessment looks at

Nobody picks their BAL. It comes out of the vegetation, the slope and the distance. Your one real lever is distance. Move the granny flat further from the bush and the level can drop a full step, which can save more than any product swap. That's why we look at siting before design on any overlay block.

Clearing the bush to get a better rating isn't a free option. Vegetation can be protected under council and state rules, and the BAL is assessed on the vegetation that's there, including on the neighbour's land. If someone tells you a quick clear-out will fix it, ask council first.

Painting the cladding on a module in the factory, windows already in

What each level changes on a small home

Here's what AS 3959 asks of the parts that matter most on a granny flat. A higher level always satisfies a lower one, so anything built to BAL-40 is fine at BAL-29.

ElementBAL-12.5 and 19BAL-29BAL-40
WindowsScreen openable sashes. Low glass within 400 mm of the ground or a deck needs safety glass (12.5) or 5 mm toughened (19)Metal, metal-reinforced uPVC or bushfire-resisting timber frames. 5 mm toughened glass throughoutMetal frames. 6 mm toughened glass. Seals with a low flammability index, or silicone
ScreensSteel, bronze or aluminium meshSteel, bronze or aluminium mesh, metal fixingsSteel or bronze mesh only, over fixed and openable glass, outside
CladdingRules only for the bottom 400 mmWhole wall: 6 mm fibre cement, steel sheet or bushfire-resisting timber over a sarked frame9 mm fibre cement or steel sheet over a sarked frame, or a tested system
SubfloorFloor 400 mm or more above the ground needs nothingSame 400 mm concession; open piers must be non-combustible or bushfire-resisting timberConcession gone. Line the underside with non-combustible sheet, or enclose the subfloor
DecksOnly boards near low glass are controlledAll decking and open deck framing non-combustible or bushfire-resisting timberNon-combustible boards, no gaps between them. Timber is out
GuttersLeaf guards, if fitted, non-combustibleMetal or uPVCNon-combustible

Every level also wants every gap, vent and weephole screened or sealed to 2 mm, a non-combustible roof sealed at the fascia and ridge, and metal water pipes outside. Do these in the factory or during framing. They cost little then and plenty afterwards.

When BAL-40 or BAL-FZ changes the design

BAL-40 is where the drawings change, not only the spec. Big glass walls get expensive because every pane needs steel or bronze screens. The timber deck has to become steel framing with non-combustible boards laid tight. A raised home loses the 400 mm subfloor concession. Roof-mounted evaporative coolers aren't permitted. One saving: window systems tested to AS 1530.8.1 can replace the standard's checklist, and a tested system often needs screens only where the window opens. Ask the supplier for the test report, not the brochure.

BAL-FZ is a different job. The standard's checklist mostly falls away. Walls, windows, doors and the floor need fire resistance levels, or systems tested to AS 1530.8.2, and the roof follows a set of heavy specified build-ups. Unless the building sits at least 10 metres from the vegetation, every element inside that distance must be tested. Before you price a flame zone build, ask whether the flat can go somewhere else on the block. Usually it can, and that's the better call.

What we'd check first

  1. Look up your council's bushfire overlay for the block.
  2. Get the BAL early, from your certifier or a bushfire consultant, before you choose windows.
  3. Ask whether a different spot on the block drops a level.
  4. Pick a design that suits the level. Fewer, smaller openings on the bush side cost less.
  5. For BAL-40 and above, ask every window and door supplier for an AS 1530.8.1 test report.

Send us the address and we'll tell you what the overlay says and where we'd put the flat.

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